Business Owner's Policy Benefits*

This policy includes the following features:

• Combines business liability and property in one policy
• Helps pay for the cost of repairing damages caused by fire and other covered losses to the business building and business personal property (which includes money and securities)**
• Covers business personal property off premises
• Covers physical loss or damage to computer hardware, software, and damage caused by computer viruses
• Provides computer fraud protection
• Property in transit covers business personal property if damaged during shipment
• Business interruption covers temporary loss of net income after a covered loss has rendered your business inoperable

*These benefits are only available to qualifying firms and will be rewarded only for qualifying claims. An individual review will determine whether your firm is eligible for these benefits.

**Business personal property is usually property owned by the business which is movable, not affixed to, or associated with real property (land).

Forms