Group Hospital Indemnity Insurance Plan

Hospital visits can stir thoughts of distress which can include anxiety caused by mounting medical expenses. During those times of worry, ASCE wants to help provide you with relief and peace of mind so you can focus on what’s important—resting and recovering.

The ASCE Group Hospital Indemnity Insurance Plan (HIIP) is a simple, cost-effective way to help our members and their families handle the financial impact of a hospital visit. This plan pays a cash benefit directly to the certificate holder for qualified hospital stays and outpatient services. Plus, there’s no deductible or waiting period.

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It has never been easier to apply for coverage through the ASCE Member Insurance Program. Click the button below to obtain the affordable coverage you can trust.

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With the ASCE HIIP, you’ll have benefits for:

  • Hospital confinement ($100-$500 per day, in $100 increments)
  • Cancer treatment
  • Intensive care
  • Ambulance services
  • Outpatient surgery
  • Common accident confinement
  • Outpatient emergency accident treatment
  • Common accident confinement
  • Skilled nursing facility services

 

Eligibility

Members in good standing, through age 79, may apply. Spouses or domestic partners through age 79, and all unmarried, dependent children through age 25 are also eligible.

Please refer to the plan brochure for complete details. Certain state eligibility restrictions apply. Not intended for residents of New Mexico.

Maximum Daily Benefit

The insured can receive up to 200% of the daily benefit selected (100% for a basic hospital stay, and up to another 100% for other covered circumstances, where applicable).

Exclusions

Benefits are payable from the first day of hospital confinement due to an illness or injury for up to 365 days per covered stay, subject to the pre-existing conditions limitation. The exception is treatment for chemical dependency in a hospital that is payable for up to 30 days.

Carrier

New York Life Insurance Company

New York Life Insurance Company (New York Life) is a leader in the association group insurance field, providing life and health insurance plans for associations. The company has an enduring commitment to its customers' financial security. Regardless of the state of the economy or the stock market, New York Life bases its financial decisions on the guiding principle of serving its clients. New York Life has received the highest ratings for financial strength currently awarded to any life insurer from the leading independent ratings agencies, including A.M. Best (A++), Fitch Ratings (AAA), Standard and Poor's (AA+), and Moody's Investor Services (Aaa). Source: Individual Third Party Ratings Reports (as of 8/9/2016).

Address
New York Life
State of Domicile:  New York
NAIC ID #66915
51 Madison Avenue
New York, NY 10010 USA