Can I get an estimate over the phone or simply by telling you my billings?
No. Due to the multiple factors that go into preparing your quote, we must receive a completed application for underwriting to be able to determine a premium.
I have already filled out an application for my renewal/for a competitor. Do I have to fill out the ASCE application, too?
You may submit the other application for underwriting to review and offer a premium estimate. If you choose to purchase coverage through the ASCE Professional Liability Program, you will be required to complete the ASCE application form to bind coverage.
Do you offer quotes through sub-producers?
No. Because of our relationship with ASCE, we market directly to its members and do not work through sub-producers. If you have a client who is an ASCE member, please put them in touch with the ASCE PL Department at 888.619.1908 or by email to firstname.lastname@example.org.
May I pay using a credit card?
No. At this time, we offer two payment options: payment in full or premium financing through BankDirect Capital Finance. The general financing terms are 25% down with 8 monthly installments.
Do I have to be an ASCE member to purchase this coverage?
Yes. This coverage is a benefit for ASCE members and is not available to non-members.
Do I have to be a licensed engineer to purchase this coverage?
I am employed full-time, but want to purchase coverage for "side jobs." Do you offer that coverage?
Yes. We offer "moonlighting" coverage that will protect you for work you perform outside your full-time employment.
How long does it take to obtain a quote?
Please allow 1-2 weeks for your application to go through underwriting; however, if you are under any extenuating circumstances, please notify us of that fact, and we will do our best to expedite the process.
I am a geotechnical/environmental remediation engineer. Does your plan cover my activities?
This exposure is severe. We may have to decline coverage through the ASCE Program, but will attempt to place it with our Pearl Specialty Underwriters Unit.
How can I learn more about the ASCE Professional Liability Plan?
View the Professional Liability Flyer
or Contact Pearl Insurance for information about the Plan’s features, cost, eligibility, renewability, limitations, and exclusions.