ASCE Member Insurance Self-Service Portal

Business Owner's Policy


Comprehensive protection of business building and business personal property is imperative to the success of every business. The ASCE Business Owners’ Insurance Policy has everything the conscientious business owner is looking for.

Business Owners' Policy Benefits*

This policy includes the following features:

  • Combines business liability and property in one policy
  • Helps pay for the cost of repairing damages caused to the business building and business personal property (which includes money and securities) by fire and other covered losses. Building coverage includes fences, retaining walls, and lobby furnishings.
  • Covers business personal property off premises.
  • Covers physical loss or damage to computer hardware, software, and damage caused by computer viruses
  • Provides computer fraud protection
  • Property in transit covers business personal property if damaged during shipment
  • Business interruption covers temporary loss of net income after a covered loss has rendered your business inoperable

*These benefits are only available to qualifying firms and will be rewarded only for qualifying claims. An individual review will determine whether your firm is eligible for these benefits.